Charlotte NC | Budget Search
homes under 400k chipley park statesville nc
2675 homes under $400,000 in Charlotte, NC. Median price $198,000. 24 median days on market.
$400,000
Max Budget
2675
Available
~$1,981/mo
Est. Payment
NC
State
Looking for homes under $400,000 in Charlotte? Let Nick help.
What You Get Under $400,000
- ✓2675 homes currently available
- ✓Median price $198,000
- ✓Property types: 1351 residentials, 1124 residential leases, 150 lands, 39 commercial leases, 8 commercial sales
- ✓Monthly payment ~$1,981 with 20% down
- ✓Areas: South End, Rozzelles Ferry Rd Townhomes, Fourth Ward
Buyer Tips for This Budget
Get pre-approved before searching so you know exactly what you can afford. In this price range, homes move fast -- be ready to make an offer within 24-48 hours of seeing a home you like.
Oasis Realty Group can set up instant alerts so you see new listings under $400,000 in Charlotte the moment they hit the market. Call 704-723-2721.
What $400,000 Costs Per Month
Estimates based on 30-year fixed rate. Does not include HOA. Contact Oasis Realty Group at 704-723-2721 for personalized numbers.
Homes Under $400,000 -- FAQ
How many homes are under $400,000 in Charlotte?
There are 2675 homes under $400,000 in Charlotte right now. This changes daily. Call 704-723-2721 for the latest.
What is the monthly payment on a $400,000 home?
At 6.3% with 20% down, approximately $1,981/month for principal and interest. Add ~$383/month for tax and insurance. Call 704-723-2721 for a full breakdown.
What neighborhoods have homes under $400,000?
South End, Rozzelles Ferry Rd Townhomes, Fourth Ward, Nichols Landing, Dilworth, The Arts District have options in this range. Availability changes frequently. Call 704-723-2721.
What type of homes can I buy under $400,000?
In this range: 1351 residentials, 1124 residential leases, 150 lands, 39 commercial leases, 8 commercial sales. Call 704-723-2721 to discuss options.
Charlotte Homes Under $400,000
There are 2675 active listings under $400,000 in Charlotte. The median price in this range is $198,000 and homes sell in 24 median days.
Neighborhoods with the most options in this budget include South End, Rozzelles Ferry Rd Townhomes, Fourth Ward, Nichols Landing, Dilworth, The Arts District.
Buyers in this range should be pre-approved and ready to act quickly. Oasis Realty Group can help you identify the best options and write competitive offers. Call 704-723-2721.
Nick Finds Deals Others Miss
Looking for the best value under $400,000 in Charlotte? Oasis Realty Group knows where the opportunities are.
704-723-2721Get Pre-Approved and Start Touring
Oasis Realty Group helps buyers find the right home at the right price across the Charlotte metro.
or email nick@theoasisrealtygroup.com
Find Your Perfect Home
Nick and Craig will reach out within the hour.