Charlotte NC | Budget Search

homes under 300k twelve mile creek indian land sc

1844 homes under $300,000 in Charlotte, NC. Median price $2,800. 24 median days on market.

$300,000

Max Budget

1844

Available

~$1,486/mo

Est. Payment

NC

State

Looking for homes under $300,000 in Charlotte? Let Nick help.

What You Get Under $300,000

  • 1844 homes currently available
  • Median price $2,800
  • Property types: 1124 residential leases, 555 residentials, 126 lands, 39 commercial leases
  • Monthly payment ~$1,486 with 20% down
  • Areas: South End, Rozzelles Ferry Rd Townhomes, Fourth Ward

Buyer Tips for This Budget

Get pre-approved before searching so you know exactly what you can afford. In this price range, homes move fast -- be ready to make an offer within 24-48 hours of seeing a home you like.

Oasis Realty Group can set up instant alerts so you see new listings under $300,000 in Charlotte the moment they hit the market. Call 704-723-2721.

What $300,000 Costs Per Month

Home Price$300,000
Down Payment (20%)$60,000
Loan Amount$240,000
Interest Rate6.3%
Principal + Interest$1,486/mo
Property Tax (est.)$213/mo
Insurance (est.)$75/mo
Estimated Total$1,774/mo

Estimates based on 30-year fixed rate. Does not include HOA. Contact Oasis Realty Group at 704-723-2721 for personalized numbers.

Homes Under $300,000 -- FAQ

How many homes are under $300,000 in Charlotte?

There are 1844 homes under $300,000 in Charlotte right now. This changes daily. Call 704-723-2721 for the latest.

What is the monthly payment on a $300,000 home?

At 6.3% with 20% down, approximately $1,486/month for principal and interest. Add ~$288/month for tax and insurance. Call 704-723-2721 for a full breakdown.

What neighborhoods have homes under $300,000?

South End, Rozzelles Ferry Rd Townhomes, Fourth Ward, Dilworth, The Arts District, Carmel Village have options in this range. Availability changes frequently. Call 704-723-2721.

What type of homes can I buy under $300,000?

In this range: 1124 residential leases, 555 residentials, 126 lands, 39 commercial leases. Call 704-723-2721 to discuss options.

Charlotte Homes Under $300,000

There are 1844 active listings under $300,000 in Charlotte. The median price in this range is $2,800 and homes sell in 24 median days.

Neighborhoods with the most options in this budget include South End, Rozzelles Ferry Rd Townhomes, Fourth Ward, Dilworth, The Arts District, Carmel Village.

Buyers in this range should be pre-approved and ready to act quickly. Oasis Realty Group can help you identify the best options and write competitive offers. Call 704-723-2721.

Nick Finds Deals Others Miss

Looking for the best value under $300,000 in Charlotte? Oasis Realty Group knows where the opportunities are.

704-723-2721

Get Pre-Approved and Start Touring

Oasis Realty Group helps buyers find the right home at the right price across the Charlotte metro.

or email nick@theoasisrealtygroup.com

Find Your Perfect Home

Nick and Craig will reach out within the hour.