FHA Loan Stanley NC

FHA Loan Homes in Stanley, NC

Stanley has 64 active homes with a median of $372,500. FHA loans require just 3.5 percent down with credit scores as low as 580.

Stanley FHA-Eligible Inventory

Active Listings

64

Median Price

$372,500

Under $300k

15

$300k-$400k

21

Days on Market

26

Sold 30 Days

18

FHA Loan Benefits in Stanley

  • 3.5 percent down payment with credit score 580 or higher
  • 10 percent down with credit score between 500 and 579
  • More lenient debt-to-income ratio requirements than conventional loans
  • Sellers can contribute up to 6 percent toward closing costs
  • FHA mortgage insurance premium can often be removed by refinancing once equity reaches 20 percent
  • Property must meet FHA Minimum Property Standards on appraisal

Talk to Oasis Realty Group About FHA Loans in Stanley

We connect first-time buyers with FHA-experienced lenders and know which Stanley homes pass FHA appraisal. Free consultation.

Call 704-723-2721

Buy Your First Home in Stanley with FHA

Oasis Realty Group guides FHA buyers through every step of the process.

or email nick@theoasisrealtygroup.com

Find Your Perfect Home

Nick and Craig will reach out within the hour.