FHA Loan Salisbury NC

FHA Loan Homes in Salisbury, NC

Salisbury has 327 active homes with a median of $339,280. FHA loans require just 3.5 percent down with credit scores as low as 580.

Salisbury FHA-Eligible Inventory

Active Listings

327

Median Price

$339,280

Under $300k

105

$300k-$400k

125

Days on Market

39

Sold 30 Days

79

FHA Loan Benefits in Salisbury

  • 3.5 percent down payment with credit score 580 or higher
  • 10 percent down with credit score between 500 and 579
  • More lenient debt-to-income ratio requirements than conventional loans
  • Sellers can contribute up to 6 percent toward closing costs
  • FHA mortgage insurance premium can often be removed by refinancing once equity reaches 20 percent
  • Property must meet FHA Minimum Property Standards on appraisal

Talk to Oasis Realty Group About FHA Loans in Salisbury

We connect first-time buyers with FHA-experienced lenders and know which Salisbury homes pass FHA appraisal. Free consultation.

Call 704-723-2721

Buy Your First Home in Salisbury with FHA

Oasis Realty Group guides FHA buyers through every step of the process.

or email nick@theoasisrealtygroup.com

Find Your Perfect Home

Nick and Craig will reach out within the hour.