FHA Loan Kings Mountain NC
FHA Loan Homes in Kings Mountain, NC
Kings Mountain has 87 active homes with a median of $310,000. FHA loans require just 3.5 percent down with credit scores as low as 580.
Kings Mountain FHA-Eligible Inventory
Active Listings
87
Median Price
$310,000
Under $300k
41
$300k-$400k
24
Days on Market
56
Sold 30 Days
16
FHA Loan Benefits in Kings Mountain
- 3.5 percent down payment with credit score 580 or higher
- 10 percent down with credit score between 500 and 579
- More lenient debt-to-income ratio requirements than conventional loans
- Sellers can contribute up to 6 percent toward closing costs
- FHA mortgage insurance premium can often be removed by refinancing once equity reaches 20 percent
- Property must meet FHA Minimum Property Standards on appraisal
Talk to Oasis Realty Group About FHA Loans in Kings Mountain
We connect first-time buyers with FHA-experienced lenders and know which Kings Mountain homes pass FHA appraisal. Free consultation.
Call 704-723-2721Buy Your First Home in Kings Mountain with FHA
Oasis Realty Group guides FHA buyers through every step of the process.
or email nick@theoasisrealtygroup.com
Find Your Perfect Home
Nick and Craig will reach out within the hour.