FHA Loan Cherryville NC

FHA Loan Homes in Cherryville, NC

Cherryville has 49 active homes with a median of $306,680. FHA loans require just 3.5 percent down with credit scores as low as 580.

Cherryville FHA-Eligible Inventory

Active Listings

49

Median Price

$306,680

Under $300k

24

$300k-$400k

12

Days on Market

20

Sold 30 Days

11

FHA Loan Benefits in Cherryville

  • 3.5 percent down payment with credit score 580 or higher
  • 10 percent down with credit score between 500 and 579
  • More lenient debt-to-income ratio requirements than conventional loans
  • Sellers can contribute up to 6 percent toward closing costs
  • FHA mortgage insurance premium can often be removed by refinancing once equity reaches 20 percent
  • Property must meet FHA Minimum Property Standards on appraisal

Talk to Oasis Realty Group About FHA Loans in Cherryville

We connect first-time buyers with FHA-experienced lenders and know which Cherryville homes pass FHA appraisal. Free consultation.

Call 704-723-2721

Buy Your First Home in Cherryville with FHA

Oasis Realty Group guides FHA buyers through every step of the process.

or email nick@theoasisrealtygroup.com

Find Your Perfect Home

Nick and Craig will reach out within the hour.